Family and Medical Leave Act (FMLA)

A federal law that secures up to 12 weeks of time off for employees who require a period of time to take care of a serious illness, disability, to give birth or to adopt a child, or to give care to a family member. During this period, health coverage under your employer is still available to you.

Fee for Service

The payment given to a doctor or other provider of medical care for a service they have given.

Federal Poverty Level (FPL)

An income level reported every year by the Department of Health and Human Services. Federal Poverty Levels are used to evaluate an individual’s eligibility for various health insurance-related services and programs.

Federally Qualified Health Center

Health care facilities or clinics funded by the government that exist in medically underserved areas. These centers provide primary care services on a sliding scale fee, based on what you can afford.

Flexible Benefits Plan

A program of benefits under an employer that offers workers a choice between various benefits such as cash, life insurance, health insurance, child care, vacations, and retirement plans.


A list of prescription drugs covered by your health insurance policy. Depending on the insurance company, a formulary can include how much the medications will cost, and what tier they fall under.




1. HealthInsurance.org, “Health insurance glossary”. http://www.healthinsurance.org/glossary/

2. HealthCare.gov, “Glossary – F”. http://www.healthcare.gov/glossary/f/index.html