Waiting Period

The time period where an individual must wait for their health insurance plan to take full effect. Waiting periods can occur for those with job-based coverage, pre-existing condition exclusion periods, or waiting for an HMO plan to become effective. For more on these types of waiting periods, refer to this article.

Wellness Programs

A program that educates individuals about the benefits of health, nutrition, and exercise that can be offered through an employer, insurance company, or public health center. Many insurance companies now include these programs through their websites, and provide discounts on fitness classes, healthy eating tips, and more. Employers and insurers can both offer cash rewards, gym memberships, discounts, and other draws to encourage plan members to utilize these programs and stay healthy. Some of the programs also include diabetes care, quitting smoking, preventive health exams, and weight management.



1. HealthInsurance.org, “Health insurance glossary”. http://www.healthinsurance.org/glossary/

2. HealthCare.gov, “Glossary – W”. http://www.healthcare.gov/glossary/w/index.html