Birmingham, AL


The city of Birmingham, Alabama is the largest in the state, situated between Atlanta and the Gulf of Mexico at the furthest ends of the Appalachian foothills. With beginnings as an industrial center, many major corporations are still headquartered in Birmingham, including Saks, Regions Bank, and AmSouth Bancorp. The abundant attractions of Birmingham are a draw for all Alabama residents, as it is clearly the state’s cultural center. Historical venues The Alabama Theatre and Carver Theatre, and additional performance spaces downtown provide frequent music, film, and other live entertainment.

Art galleries are also scattered throughout the city, as well as local shops and restaurants contributing to Birmingham’s recent revival. The city is also home to the Birmingham Museum of Art, which is the largest art museum in the Southeast. The Birmingham community is also involved with film, with events including the Sidewalk Moving Picture Festival and the Workplay building, with studios, film production space, a lounge, a theater, and stage for visiting artists and screenings. Other festivals include the Southern Heritage Festival, the Taste of 4th Avenue Jazz Festival, and Alabama Bound, hosted by the city’s public library.

Located near the Appalachians, the outdoors are treated with respect in Birmingham, as many parks and trees are planted throughout the city. The Birmingham Botanical Gardens is a more urban, organized approach to appreciation of nature, though beautifully constructed over 67 acres. Oak Mountain State Park, located ten miles outside Birmingham, is part of the Appalachian Mountain chain, and offers incredible views of the Great Smoky Mountains at the park’s highest point.

If you are a resident of Birmingham looking for an individual health plan, life is easy, as you only have three carriers from which to choose. Humana, UnitedHealthOne, and Celtic are your core health insurers, and we would be happy to help you sort through your options if you need any help. To get a quote comparing rates for each plan in your area, enter your zip code below. Call us at 888 803 5917 if you have any questions or prefer speaking with an agent.

 

 

To give your Birmingham health insurance research a bit of direction, we ran a quote for a 30-year-old nonsmoking male resident, who wants to begin coverage in fall 2012. This resident is healthy, making an effort to be responsible about maintaining wellness. Using this example, we chose the best plans from each carrier offered in Birmingham as far as low coinsurance, unlimited doctor’s office visits, and a wide selection of benefits are concerned. With a $2500 deductible, these plans are on as equal terms with one another as possible.

All PPO plans, this means Birmingham residents have freedom when choosing a healthcare provider. It is recommended to use your health plan’s network for a lower cost, but if you want care from a physician or hospital who is not connected with your plan, certain services will be covered. When selecting a plan, what matters is how well it fits your price point and the kind of care you will need. Here are our top medical insurance plan choices for this Birminghamian, from all three individual health insurers in the area.