Fort Smith, AR

Known for its hand in establishing the Wild West, Fort Smith, Arkansas is the second largest city in the state and rich with history. On the border of Oklahoma, Fort Smith is a has maintained a high regard for its roots in historical preservation, and has the nickname “Hell on the Border,” based on the city’s frontier jail. Old buildings commemorating Fort Smith’s rowdy days have been kept as national historic sites, including one of many former brothels. The Belle Grove Historic District houses 22 blocks of 130 years of varying residential architectural styles.

Local history museums abound in Fort Smith, and in 2013, an art museum is to open, featuring national and international artists’ traveling exhibits. Fort Smith also hosts one of the largest bi-state fairs in the country, the Arkansas-Oklahoma State Fair, which brings thousands to the city each September. The city also has an active music scene, with consistent local and national acts of various genres. The riverfront amphitheater accommodates performances for the best of local bands.

Fort Smith Parks and Recreation have created a variety of parks, including downtown, the riverfront, and neighborhoods, with a bikeway traveling throughout the city. Active residents of Fort Smith can access walking trails, basketball courts, and more within the urban area, and venture out to Lake Fort Smith State Park for a more nature-heavy experience. This park offers a trail link connecting to the Ozark Highlands Trail, camping, and boating.

Residents of Fort Smith have a narrow selection of health insurance companies available to them, which makes your decision-making process a bit more simple. UnitedHealthOne, Celtic, and local carrier QualChoice offer individual and family plans in Fort Smith. To compare rates and plan types, enter your zip code below to get a quote. For personal assistance in deciding on a policy, call one of our agents at 888 803 5917.


To better understand the individual health insurance market in Fort Smith, a quote was run for 35-year-old female living in downtown. This particular applicant is in good health, using the city’s opportunities to stay active and not smoking. She also aims to spend as little as possible on a policy, while receiving high quality care and enough types of coverage. Below are the most affordable plans with services offered as soon as coverage begins for a copay (such as doctor’s office visits) with a $2,500 yearly deductible from each company in Fort Smith.

The plan options in Fort Smith are either PPO or HSA, therefore offering residents more freedom in provider choice, with network care for lower prices. Though health savings plans may be a great fit for some individuals, we suggest the traditional PPO, as HSA plans do not offer immediate access to doctor’s office visits other than preventive care.