Fremont, CA


Fremont, California is the home of Mission Peak, a site from which hikers can see the whole Bay Area upon reaching its summit. Located 35 miles southeast of San Francisco, Fremont is one of the cities’ largest suburbs, with five districts that were formerly small, independent towns. Including six more districts added after the city’s formation, most smaller enclaves of Fremont have their own communities. Some districts are simply open spaces, while others are close-knit and have a small town feeling with local shops and community events. With public transportation connecting to San Francisco, it is a fairly convenient commute to the Northern California hub, as well as San Jose and Oakland.

Regardless of its suburban status, Fremont is an active city for the arts, displaying Bay Area artists in the Olive Hyde Gallery. The city also hosts the Fremont Festival of the Arts, and its home to the Fremont Symphony Orchestra. Local museums include the Hiking Trails Museum, The Niles Essanay Silent Film Museum, and the historic Mission San Jose. Surrounded by hills, Fremont is naturally ideal location for hikers, bikers, and enthusiasts of the outdoors. A Tree City, USA city, Fremont also contains many city parks for a more mild outdoor experience.

Fremont residents who are looking for a new health insurance plan have six different carrier options, most of which are high on our list of recommendations. Kaiser Permanente, Anthem Blue Cross, Blue Shield of California, Health Net, and Aetna. See every single plan available for individuals and families at the rates you will be charged by entering your zip code below. Call one of our agents for a more detailed consultation or to ask any questions at 888 803 5917.

Fremont health insurance can be best summarized by what you would expect from California: high quality and unsurprisingly expensive. To show the most affordable plans in Fremont, in relativity, we ran a sample quote for a 27-year-old male resident who does not smoke. This resident is a healthy one, who uses the outdoors as his playground and eats the organic freshness of the NorCal region, therefore his rates should be nice and low. Still wanting a full array of benefits, we will search for a plan with as many upfront services as possible, and low coinsurance after deductible.

The choice of HMO from Kaiser Permanente or Health Net, or PPO from the other companies is a defining factor in cost. If you don’t mind staying in network, you can save a significant amount of money and get all of your care immediately for a flat copay. However, some may find this too limiting and prefer the PPO, which is also understandable. Some HMO plans are also very steep on a monthly basis in exchange for no deductible, and not many plans in Fremont have identical benefits, or ones matching our usual winning combination for search criteria. Below are our top selections for money saving health plans from each available company.