Anthem Blue Cross Blue Shield of Indiana



Anthem Blue Cross and Blue Shield of Indiana has been dominating the Indiana health insurance market for 65 years.

They offer one of the largest provider networks in Indiana (I am not sure why they say one of the largest when it is clearly the largest). The network has 14,000 doctors and specialists and 140 hospitals sprinkled through Indiana.

Anthem also excels in offering a great variety of individual health plans in all states they do business in and Indiana is no exception. Below you will see their plan offerings in the Indiana individual health insurance market.

But before we get there, Anthem in Indiana has a Deductible Credit Program which is kind of cool, new, and interesting. The program lets you earn up to 50% of the value of your deductible in a special incentive account and then they send you a check for the balance in the account when you need it most. I haven’t seen anything like this program yet except in Indiana.

They also offer ConditionCare, which is one to one help from professionals trained in chronic disease management to help you learn to control your illness and live with it as best as possible. And the great Future Moms program is designed to help you have a healthy pregnancy by providing screening, access to nurses 24/7, and education.

Individual Anthem Indiana Health Plans

Anthem Blue Cross and Blue Shield offers a variety of health coverage plans to meet the needs of individuals and families. Plans currently offered in Indiana are listed below. To see detailed information about these plans, click the button to visit our interactive plan shopping tool. There you can compare plan benefits and rates, get an instant personalized quote, and even apply online.

Premier Plus
PPO plan with the highest level of medical benefits we offer

  • Options include an unlimited number of Doctors’ Office Visits, with predictable copayment, before the deductible.
  • Choice of prescription drug coverage options.
  • Annual vision screening exam with copayment.
Lumenos HSA Plus
Traditional PPO coverage with added financial flexibility

  • Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
  • Preventive Care services not subject to deductible or coinsurance.
  • Choose 50%, 20% or 0% Coinsurance (In-Network).
SmartSense Plus
Covers the essentials and more at some of our lowest monthly rates

  • Choose from a range of deductibles and co-insurance levels to change the plan to better meet your needs.
  • Immediate coverage with predictable copayments for the first three doctors’ office visits, per plan member, per calendar year.
  • Choice of prescription drug coverage options.
CoreShare
Affordable protection against significant unexpected medical costs

  • Wide array of covered services, including doctors’ office visits, hospital, surgical, and outpatient care.
  • Access to Anthem’s discounts for covered health care services.
  • After you reach your out-of-pocket maximum, your covered services are paid 100% for the remainder of the calendar year.