Blue Cross and Blue Shield of Illinois


For over 70 years, Blue Cross and Blue Shield of Illinois has been helping Illinois residents with their health care coverage needs. As the largest health insurer in Illinois, millions of people place their trust in them for their reliability, financial strength and stability.

Individual Plans from Blue Cross Blue Shield of Illinois

Their individual and family health insurance plans are specifically designed to help protect you and your loved ones from today’s high health care costs. Cover yourself or your family with any of their great plans. Here are some of the advantages of coverage from Blue Cross and Blue Shield of Illinois:
Freedom to choose doctors and hospitals

  • Choice of deductibles
  • 80% or 100% coverage for most services
  • Prescription drug coverage, including mail order drugs
  • 100% coverage for preventive care services
  •  Guaranteed renewability
  •  Coverage while traveling
  •  Health and Wellness Programs

You Get Exceptional Choice From the Largest Network of Contracting Providers

No matter which Blue Cross and Blue Shield of Illinois insurance plan you select, you’ll have hundreds of providers to choose from. And with 90% of Illinois doctors and more than 200 hospitals participating in their PPO network, chances are very good that your current health care providers are included. That’s important, because you get the most value from your benefits by using network providers.

Save money by using BlueChoice contracting providers!

Within this large group are providers that participate in the smaller BlueChoice Network. The agreements with these hospitals, doctors and specialists allow you to save on premiums and on the cost of covered services when you are a member of a BlueChoice plan. You do not need to select a primary care physician, and referrals to specialists are not needed.

SelectBlue®

BCBSIL offer three SelectBlue plans that provide different levels of annual out-of-pocket expense limits, deductibles, coinsurance and network coverage. These options help you get the most robust coverage we offer within your budget.

SelectBlue® may be right for you if you are an individual or family who:

  • Seeks coverage comparable to what is offered by employers
  • Prefers fixed doctor visit copayments for non-preventive care services
  • Regularly visits a doctor
  • Requires regular prescription medication

We offer three SelectBlue® plans that provide different levels of annual out-of-pocket expense limits, deductibles, coinsurance and network coverage. These options help you get the most reliable coverage we offer within your budget

  • Two provider network options: our industry leading PPO or our money saving BlueChoiceSM network
  • Benefits for preventive care services covered
  • Most similar to plans offered by employer groups

SelectBlue® plans offer Blue Cross of Illinois’s most reliable coverage. Key coverage features include:

  • Predictable doctor visit copayments
  • Prescription drug coverage (available for certain deductibles)
  • Benefits for preventive care services covered
  • Diagnostic testing
  • Hospital services
  • Optional dental coverage (see “Add-ons and Plan Options”)

BlueValueSM

Our three BlueValue plans offer affordable premiums with essential coverage and benefits. You pay a lower monthly premium in exchange for paying a portion of other health care costs.

  • Two provider network options: our industry leading PPO or our money-saving BlueChoice network
  • Benefits for preventive care services covered
  • Outpatient prescription drug benefits, diagnostic testing, emergency care and optional maternity benefits

These plans provide coverage for the most frequently used health care services. Key coverage and plan features include:

  • Benefits for preventive care services covered
  • Diagnostic testing
  • Hospital services
  • Prescription drug coverage
  • Optional dental coverage (see “Add-ons and Options”)

The typical BlueValue buyer is a cost-conscious individual who:

  • Is willing to assume a portion of health care cost in exchange for a lower monthly premium
  • Visits doctors primarily for annual check-ups
  • Requires occasional prescription medication

BlueEdgeSM

BlueEdge high deductible health insurance plans offer reliable coverage and affordable monthly premiums and are compatible with health savings accounts (HSAs), allowing you to take advantage of tax and retirement planning benefits.

  • Benefits for preventive care services covered
  • Our industry-leading PPO Network

BlueEdge high deductible health plans offer reliable coverage and affordable monthly premiums. Key coverage and plan features include:

  • Benefits for preventive care services covered
  • Prescription drug coverage
  • Diagnostic testing
  • Hospital services
  • Select the participating provider coverage level that fits your budget — 100 percent or 80 percent
  • Choice of several deductible levels
  • Optional dental coverage (see “Add-ons and Options”)

The typical BlueEdge Individual HSA buyer is an individual or family who:

  • Is actively involved in their health care decisions and finances
  • Seeks additional tax and retirement planning benefits
  • Is willing to fund some of their own health care expenses

Blue PathwaySM
BlueChoice PathwaySM

Open enrollment is now closed for this product. The next open enrollment period is scheduled for 1/1/2013 through 1/31/2013.
Blue Pathway and BlueChoice Pathway – our health insurance plans for children who do not have other major medical coverage available to them for purchase.

Coverage includes:

  • Plans for children ages 1 through 18
  • Two contracting provider network options: our broad PPO network or our BlueChoiceSM network
  • Outpatient prescription drug benefits, diagnostic testing, emergency care and physical, occupational and speech therapy services
  • Benefits for preventive care services

SelecTEMP® PPO

SelecTEMP® PPO is a short-term health insurance plan that can give you temporary coverage for one to six months. It covers many of the most costly health care services and keeps you and your family protected.