Blue Cross Blue Shield of Georgia


Blue Cross and Blue Shield of Georgia, Inc. and Blue Cross and Blue Shield Healthcare Plan of Georgia, Inc. are independent licensees of the Blue Cross Blue Shield Association. East Coast Health Insurance is licensed to write Blue Cross in Georgia and they currently appear in our Georgia health insurance quote engine.

Blue Cross Blue Shield of Georgia offers Georgians a comprehensive array of benefit programs.
•   Health plans designed to meet the needs of:
o   Small and large employers
o   Individuals
o   Seniors (Medicare Supplemental Insurance)
•   We also offer:
o   Group life and disability insurance
o   Dental and vision insurance
o   360° Health, the industry’s most comprehensive health benefits solution

Blue Cross Blue Shield of Georgia Individual Health Plans

Blue Cross and Blue Shield of Georgia offers a choice of two provider networks: BlueChoiceSM Preferred Provider Organization (PPO) and Blue Open Access Point of Service (POS). The Blue Open Access POS network usually offers a lower premium with the same flexibility as our BlueChoice PPO network. Like the BlueChoice PPO network, you are not required to choose a primary care provider or to obtain referrals. Plus, you have access to network providers across the country and worldwide through the BlueCard® program.
All of the BCBSGA individual health plans provide you with 100% coverage for preventive care. To see detailed information about the plans, put your zip code in the health quote form above. There you can compare plan benefits and rates, get an instant personalized quote, and even apply online.
Premier Plus
Plans with the highest level of medical benefits they offer

  • Robust benefits for both routine and unexpected medical care.
  • Unlimited number of doctors’ office visits for various covered services. You will be responsible for a predictable copayment, even if you haven’t satisfied your deductible.
  • Annual vision screening exam with copayment.
  • Maternity option is available on deductibles of $2,500 or higher
SmartSenseSM Plus
Covers the essentials and more at some of our lowest monthly rates

  • Choose from a range of deductibles and co-insurance levels to change the plan to better meet your needs.
  • Immediate coverage with predictable copayments for the first three doctors’ office visits, per plan member, per calendar year.
  • Choice of prescription drug coverage options.
ForwardFocus HSA
Traditional health care coverage with added financial flexibility

  • Can be paired with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
  • Simple policy-level deductibles means that any covered member on the policy can contribute to some or all of your deductible.
  • Maternity option is available on deductibles of $2,500 or higher
Tonik®
Straight up, affordable coverage tailored to protect young adults from unexpected medical expenses

  • Covers at least four office visits per year before deductible, with a simple copay per visit.
  • Immediate coverage (no deductible) for generic prescription drugs.
  • Includes some dental and vision benefits.