Medica of Minnesota



Medica is one of the best options for Minnesota health insurance, as the company is headquartered right in Minneapolis. Their locality lends itself to offering the state of Minnesota a wider selection of plans than any other state in their coverage area. Their largest network, Medica Choice, includes nearly 27,000 providers throughout the Mid-West.

Minnesota residents have four different health plans to choose from, giving members access to their large network of providers. Medica holds the highest level of accreditation from the National Committee for Quality Assurance (NCQA), with the title of “Excellent” for its Minnesota plans, in addition to many other awards and recognition for their programs.

To compare plans and rates in your town, enter your zip code above and get a personal quote. For additional help or questions regarding these plans, call one of our agents at 888 803 5917.

 

Minnesota Individual Health Plans

Minnesota residents have access to a great number of providers throughout the state, and can choose a health plan to fit a variety of budgets and personal preferences. With a range of deductibles and coverage options, Medica’s PPO plans give everyone from single individuals to large families the health care services they need for prevention and emergency.

Medica Solo

These plans offer coverage for one individual with a variety of benefits, including a great wellness program with fitness club discounts, pharmacy coverage, and many doctors to choose from in-network. You can choose between 80% and 100% coverage after deductible on in-network care, and receive several services for a copay as soon as your plan starts. Immediate benefits include doctor’s office visits, eyewear, prescription drugs, and preventive care.

Medica Encore

These high-deductible plans offer coverage for any one or two adults or one adult and one child, with immediate benefits for a copayment. Encore plans cover everything from doctor’s office visits and preventive services, to eyewear and maternity care. After the deductible is met, these plans cover 100% of your in-network hospital care and other qualified services. You have the freedom to choose your own level of deductible and office visit copayments.

Medica Symphony

These plans work for one person or a whole family. Designed with families in mind they include unlimited office visits and convenience care for a copayment and 100% coverage on preventive care. As soon as your plan begins, you have access to office visits, prescriptions, and eyewear for a predictable copayment. Preventive care is also covered in full as soon as your plan begins. With a variety of deductibles to choose from, this is a perfect solution to covering dependents and keeping everyone in good health for an affordable rate.

Medica Symphony for HSA

These plans are available for individuals and families interested in a high deductible health plan, or in opening a health savings account (HSA). Offering comprehensive coverage and flexibility, HSA plans have the option of adding a tax-advantaged fund for medical expenses. Available in a wide range of coverage, deductible and cost sharing options, these plans give you the ability to select the plan you need. The funds you contribute to your HSA are federal tax-deductible and state tax-deductible in Minnesota. You can decide to earn interest or invest until you need to withdraw to pay for medical, dental, vision, or other qualified health care costs.

 

Additional Benefits

Medica of Minnesota offers supplemental benefits and temporary coverage to individuals and families as well. Add-on benefits include a flexible and expansive dental coverage plan, with in and out-of-network coverage for every type of dental care. Medica has also teamed up with the state of Minnesota to offer financial assistance to Solo plan members who need help meeting their premiums.

Prelude

Short-term health insurance coverage for individuals and families in Minnesota for 30, 60, or 90 days. Members have temporary access to the Medica Choice network for an affordable rate. These plans are ideal for those in-between jobs or recently graduated.

Medica Direct Dental

This plan provides comprehensive dental coverage to individuals and families when paired with a Medica Solo, Encore, Symphony, or HSA plan. There are three options for dental plans and coverage levels, all giving you the freedom to use any dentist you choose, and in-network discounts.

Healthy Minnesota Contribution Program

A program administered by the Minnesota Department of Human Services and MinnesotaCare to assist qualifying adults with a percentage of their monthly premiums on Solo plans. Those who are eligible will receive a letter from the state acknowledging their program qualifications.