LifeWise Health Plan of Oregon


As a locally based health benefits company, LifeWise Health Plan of Oregon is known for their outstanding service in Oregon, Washington, and Alaska. Offering a rich set of benefits to individuals, families, and businesses alike, LifeWise Health Plan is connected to a family of companies that provides various products. Their insurance services include health, life, dental, vision, disability, stop-loss, and workforce wellness programs.

The company’s core values include delivering excellent and efficient service, sincere customer care, having integrity, and taking initiative to make a difference in the health of their own business, and the people and communities they serve.

 

About the Company

  • Privately held, for-profit company
  • Headquartered in Portland
  • Statewide network of over 9,000 health care providers
  • Over 1.6 million members throughout Oregon, Washington, and Alaska
  • LifeWise and its affiliate companies employ about 3,000 individuals

LifeWise Products and Services

  • Preferred Provider Organization (PPO) health plans available to groups, fully-insured, or self-funded options
  • Preferred Provider Organization (PPO) health plans for individuals and families
  • Health Savings Account (HSA) compatible plans
  • Medicare supplemental insurance
  • Prescription medication, vision, and dental coverage
  • Life and disability plans through their affiliate, LifeWise Assurance Company

LifeWise Individual Health Plans

 

WiseOptimum

These plans offer your first four doctor’s office or naturopath visits or for a $10 copay, and cover all of your major medical care at 80 percent after deductible. With deductible choices between $1,000 and $5,000, you can select the amount that works best for you. Prescriptions are covered with no additional deductible for $15 on generics and 50 percent coinsurance for a brand name or non-formulary drug.

Offering the widest range of covered benefits, WiseOptimum plans have unlimited specialist visits for a copay, and more additional benefits. If you are looking to cover everything you may possibly need in health care, look no further.

WiseValue Plus

A basic set of benefits optimizes this plan for lower monthly rates and more routine care offered up-front for a copay. By covering your first three office or naturopath visits and generic prescriptions, these plans offer a high quality of coverage without including unnecessary or more expensive options.

Only two deductibles to choose from adds to the plan’s simplicity, with 35 percent coinsurance after deductible on hospital care. Individual deductibles are $2500 or $5000.

WiseValue Plus Rx

The simplicity and savings of a bare-bones policy, with enough coverage to not be considered as such. Offering more coverage than the WiseValue Plus plan, including brand name and generic prescriptions, and covering your first four non-preventive doctor or naturopath visits for a copay. Four specialist office visits are also available for a copay.

With 30 percent coinsurance after deductible and the most broad range of deductibles, from $1000 to $10,000, you have plenty of options to choose from.

WiseHSA

Offering essential coverage while giving you the opportunity to save funds for future medical costs, WiseHSA plans are very beneficial. All covered services are covered at deductible then coinsurance, including office visits, prescriptions, hospital care, and the majority of typical medical services.

LifeWise Oregon All Plans Brochure