LifeWise Health Plan of Washington offers a variety of individual plans to the residents of Washington state. With over 100,000 members, their individual and family coverage is comprehensive and competitive, ensuring their members receive the most successful administration of health care possible. LifeWise has been serving the communities of Washington state with individual health insurance plans since 2002, dedicated to creating a seamless avenue of receiving health care coverage.
As a part of a family of companies based in Mountlake Terrace, WA, LifeWise provides a wide range of insurance products and services such as medical, life, dental, vision, disability, workforce wellness and more. The family of companies as a whole provides medical benefits to nearly 1.7 million members throughout Oregon, Washington, and Alaska.
LifeWise Health Plan of Washington makes it possible for members to have access to a variety of advantages, including localized customer services, a large provider network, and the ease of online tools. They are a Preferred Provider Organization (PPO), offering coverage to individuals and families throughout Washington, and large group policies for employers in Clark County.
Being a member of a LifeWise Health Plan policy has more benefits than just those covered by your plan. Through their interactive Member Health Portal, members can access their personal medical records, cost calculators for various treatments and services, and personal health assessments. They also gain access to their prescription history, and have the ability to reorder prescriptions through the online portal. MyRxChoices is available to show members various money-saving options for their prescriptions as well.
LifeWise Individual Health Plans
These plans offer the predictability and peace of mind of using copayments on common services. A higher annual deductible decreases your monthly premium rate. Your first three doctor’s office visits are covered for a $25 copay, and many other services including preventive care are also covered.
Offering great basic coverage, these plans are ideal for those who want low rates and a higher number of up-front routine care benefits. The first six non-preventive doctor’s office visits are covered with these plans.
These plans provide coverage on major medical care in order to keep monthly premiums down and provide a minimal amount of coverage. One preventive care exam is covered per year prior to meeting the deductible. With higher out-of-pocket costs, these are good plans for those who do not require a lot of health care services throughout the year.
Offering a high level of coverage after you have met the deductible, these plans also give members the choice of opening a Health Savings Account (HSA). Providing quality health care coverage that allows you to save money on a tax-free basis, you can receive returns when you save in an HSA. After deductible, you pay 20 percent coinsurance on qualified covered services.
With the widest range of benefits of any LifeWise plan, these provide coverage on prescription drugs, vision care, maternity services, and more. Coverage is available for non-preventive doctor’s office visits as well, for an affordable copay. If you want to cover all your bases for health care, WiseAdvantage is a great plan choice.