Sierra Health and Life


Sierra Health and Life is a UnitedHealthcare company offering individual and Medicare plans in Nevada, and group coverage to employers in Nevada and Utah. Through their various products, Sierra Health and Life gives members affordable, high quality medical care and access to large networks of providers.

Sierra Health and Life has over 35,500 members, with a network of 4200 health care professionals and 280 hospitals and facilities.


Established in 1906, Sierra Health and Life is a California-domiciled health and life indemnity insurance company. In 1985, Sierra Health and Life was acquired by Sierra Health Services and is now licensed in 43 states and the District of Columbia. UnitedHealth Group acquired Sierra Health Services and its subsidiary companies, which includes Health Plan of Nevada, in 2008.

UnitedHealth Group is the nation’s largest health care organization, serving about 70 million Americans and establishing itself as a top Fortune 50 health and well-bring company. Therefore, Sierra Health and Life is committed to offering the cutting-edge health care services and high quality of care to be expected from a UnitedHealthcare company.

Sierra Health and Life Recognitions

The company has received a variety of awards and accolades for its Sierra Health and Life plans and Health Plan of Nevada plans. Receiving an accreditation of “Commendable” from the National Committee for Quality Assurance for several years, Health Plan of Nevada was recognized for the high quality of their Commerical HMO, Commercial POS, and Medicare HMO products.


Individual and Family Plans

Sierra Health and Life and Health Plan of Nevada offer a variety of plans for individuals and families. Sierra Health and Life takes care of the PPO sector, while Health Plan of Nevada administers the HMO and POS side. To compare rates for you and your family, fill out a quote and find a plan that fits your lifestyle. Call East Coast Health Insurance with any questions you may have regarding your options or Sierra Health and Life plans at 888 803 5917.


Sierra Health and Life Distinct Advantage PPO

With six different plan types, you have the option of many different deductibles, ranging from $1000 to $10,000 for individuals and double for families. Nevada residents have access to in-network and out-of-network doctors and facilities for a large number of covered services. Offering copayments on doctor’s office visits before the deductible is met, Distinct Advantage PPO plans are convenient, flexible, and affordable.

Health Plan of Nevada Distinct Advantage HMO

An HMO plan available to individuals and families, Distinct Advantage Options 1, 2, and 4, offer very low copays on physician services, and reasonable rates for hospital care as well. All services must be received in-network for coverage to be effective, and you will be required to select a primary care physician to manage your care. This results in great cost savings, and the network is quite expansive, which is important when committing to one network for care.

Health Plan of Nevada Distinct Advantage POS

The POS plan from Health Plan of Nevada is uniquely designed for members to access the benefits of an HMO with copays for every service in-network, and receive extended options in three tiers. With a POS plan, you not only receive the same option of predictable copayments for in-network physician, diagnostic, and hospital care, on Tier I, which is the least expensive. Tier II gives members additional provider choices and copays on routine care, and major medical care is available for 20 percent coinsurance after deductible. Non-network care, Tier III, is covered at 60 percent after you meet the deductible.

Sierra Health & Life/Health Plan of Nevada All Plans Brochure