About Health Insurance in Delaware

The key options for health insurance in Delaware are Aetna, Blue Cross Blue Shield, and United Health One. At East Coast Health Insurance, we connect you to these top companies, and find you the best plan possible for your budget. These three companies are often very close in price range, so we will guide you to the most sensible choice for your personal needs.


  • Total Population: 877,600
  • Total Uninsured Population: 107,100 (16%)
  • Typical Cost of Inpatient Hospital Visit Per Day: $2,227
  • Average State Premium for Individual Health Insurance: $169

Information provided by Kaiser Family Foundation, 2010.

Choosing a Plan in Delaware

East Coast Health Insurance simplifies the process of getting a quote for Delawareans. Start by entering your zip code above, or for extra assistance you can speak with one of our experts in the First State to find your best options over the phone at 888-803-5917.

Other Options in Delaware

  • If you are declined for individual health care in Delaware, you can sign up for a One Man Group
  • For further specifics, you can call the Department of Insurance in Delaware at 302-739-4251
  • State Medicaid program for Adults and Children:

Delaware Health Insurance Market & Laws

As with most states, Delaware health insurance gives you the legal ability to renew your existing plan when it ends with the guaranteed renewability provision. It is also illegal for health insurance companies to cancel your plan due to illness, though they can cancel it as a result of false information or lack of payment.

Individuals with a pre-existing condition will have to pay for their own treatment for the exclusion period designated by the insurance company in Delaware. A pre existing-condition is considered an illness you received treatment for before enrolling in an insurance plan. Insurers set their own exclusion periods depending on the individual, which can be permanent in some cases.

Insurance companies

In Delaware, insurance companies have the freedom to charge what they decide upon based on your health and age. They are also allowed the right to deny you coverage. As you grow older or if you acquire an illness, your premiums could increase because that decision is not federally regulated.

For more information on health insurance regulations in Delaware, visit the Delaware Department of Insurance site.



1.Kaiser Family Foundation, “Delaware – State Health Facts”.

2. Health Insurance In-Depth, “Delaware Health Insurance”.