About Health Insurance in Arkansas
Through East Coast Health Insurance, you can get coverage from one of the five premier health insurance companies available in Arkansas. We offer the services of Aetna, Humana, UnitedHealth Care and QualChoice, a company specific to the state of Arkansas.
- Total Population: 2,861,400
- Total Uninsured Population: 540,300 (16%)
- Typical Cost of Inpatient Hospital Visit Per Day: $1,477
- Average State Premium for Individual Health Insurance: $163
Information provided by Kaiser Family Foundation, 2010.
Choosing a Plan in Arkansas
East Coast Health Insurance makes it easy for you to get a quote, start by entering your zip code above, or for extra assistance you can speak with one of our Arkansas experts finding the best rates for you over the phone at 888-803-5917.
Arkansas Health Insurance Market Overview and Laws
In the state of Arkansas, there are important laws to know based upon your rights, and the rights of the health insurance companies.
The guaranteed renewability provision is active in Arkansas, so you are always able to renew your current policy.
Insurance companies in Arkansas abide by the pre-existing condition exclusion provision, which means they can either grant a temporary or permanent exclusion period. If you have a pre-existing condition (in Arkansas, it is defined as a condition for which you have been treated medically before enrolling in a health plan), be sure to find out which carriers have temporary or permanent exclusion periods. This will help avoid any surprises when you are expected to pay out-of-pocket for expenses related to your illness.
Health insurance companies in Arkansas are not held accountable by law as much as other states, giving them the option of being selective with their clients. They are allowed the ability to deny you insurance or increase your coverage costs according to your health status. This is important to be aware of when choosing the health insurance company you will purchase coverage from.
The following services must be paid for by all health insurance plans in Arkansas according to federal law:
- Continued care for women during and after pregnancy
- Immunizations for children
- Diabetes care
- Breast and colorectal cancer exams
For more information on health insurance in Arkansas, visit the Arkansas Insurance Department site.
1.Kaiser Family Foundation, “Arkansas- State Health Facts”. www.statehealthfacts.org
2. Health Insurance In-Depth, “Health Insurance Regulations State-by-State”. www.healthinsuranceindepth.com