About Health Insurance in Kansas
Through East Coast Health Insurance, you can get coverage from one of the five premier health insurance companies available in Kansas. We offer the services of Aetna, Coventry One, Humana, and UnitedHealth Care.
- Total Population: 2,731,300
- Total Uninsured Population: 351,000 (16%)
- Typical Cost of Inpatient Hospital Visit Per Day: $1,304
Information provided by Kaiser Family Foundation, 2010.
Choosing a Plan in Kansas
East Coast Health Insurance makes it easy for you to get a quote, start by entering your zip code above, or for extra assistance you can speak with one of our Kansas experts finding the best rates for you over the phone at 888-803-5917.
Kansas Health Insurance Market & Laws
In the state of Kansas, health insurance policies are affected the same as many other states. The guaranteed renewability provision is a mandatory part of every insurance plan. This means that as long as you have not violated your policy terms, missed any premium payments, or had any lapses in coverage, your insurer must renew the same plan you had previously.
Pre-existing conditions are defined as any condition for which you received medical care or were diagnosed with at any point prior to beginning your health insurance, in Kansas. Insurance companies can implement an exclusion period (when they do not pay for any medical costs related to the condition) for up to two years for pre-existing conditions. They are also legally allowed to attach an elimination rider, which makes the exclusion period permanent.
Health insurance laws in Kansas also require that newborns and adoptees are placed on their parents’ individual insurance plan for the first 31 days after birth or adoption. If your insurance plan has the capability of coverage for dependents, then this regulation is applicable.
Insurance companies have the liberty of deciding whether or not to sell you health insurance due to your health standings or age. They can also provide you with coverage, but at a higher rate than normally because of declining health or old age.
In Kansas, health insurance laws require all policies to cover a few services across the board, which includes:
- Immunizations for children
- Maternity care
- Breast, colorectal, cervical, and prostate cancer exams
For further information about health insurance regulations in Kansas, visit Kansas Insurance Department.
1. Kaiser Family Foundation, “Kansas – State Health Facts”. www.statehealthfacts.org
2. Kansas Insurance Department. http://www.ksinsurance.org/consumers/health.htm
3. Health Insurance In-Depth, “Kansas Health Insurance”. http://www.healthinsuranceindepth.com/health-insurance-Kansas.html