About Health Insurance in Nebraska

Nebraska residents have access to a variety of companies in the US for health insurance. East Coast Health Insurance connects you to the best of Nebraska’s medical care options with Aetna, Humana, UnitedHealth One and Cigna.


  • Total Population: 1,777,300
  • Total Uninsured Population: 217,100 (16%)
  • Typical Cost of Inpatient Hospital Visit Per Day: $1,516
  • Average State Premium for Individual Health Insurance: $233

Information provided by Kaiser Family Foundation, 2010.

Choosing a Plan in Nebraska

East Coast Health Insurance simplifies the process of getting a quote. Start by entering your zip code above, or for extra assistance you can speak directly with one of our licensed Nebraska agents to find the best rates for you at 888-803-5917.

 Other Options in Nebraska

  • Comprehensive Health Insurance Pool (CHIP) is a risk pool program available for those who do not qualify for insurance. For further information visit


Nebraska Health Insurance Market & Laws

Nebraska’s regulations on health insurance are similar to other states, with important provisions such as guaranteed renewability, which protect the consumer from losing their policy at the end of a term. As long as you have not violated your policy terms, missed any premium payments, or had any lapses in coverage, your insurer must renew the same plan you had previously.

Pre-existing conditions are decided by the insurance company in Nebraska. Health insurance companies can give you an exclusion period of any given amount of time, where they do not cover any costs related to treating that condition.

Insurance companies in Nebraska are allowed to refuse to sell you a health insurance policy based on your health and age. They also have the legal right to increase your premium costs due to the same factors.

Though your premium rate is decided based on your health, once you have a policy you can still receive benefits if you acquire a condition. Because of the guaranteed renewability provision, your insurance company is not allowed to terminate your policy due to becoming ill while on your plan.


For individuals who live in Nebraska, health insurance is required to cover the following medical expenses:

  • Breast and colorectal cancer screenings
  • Immunizations for children
  • Treatment of diabetes
  • Mental health care treated for same cost as other medical conditions

For more information on health insurance laws in Nebraska, visit the Nebraska Department of Insurance website.



1. Kaiser Family Foundation, “Nebraska – State Health Facts”.

2. Health Insurance In-Depth, “Nebraska Health Insurance”.