South Carolina


 

About Health Insurance in South Carolina

East Coast Health Insurance gives you access to the following leaders in South Carolina health care: Aetna, Coventry, Cigna, Humana, and UnitedHealth One. We only select the most dependable and established health care companies, so you can receive the best care possible in the state of South Carolina.

Statistics

  • Total Population: 4,507,800
  • Total Uninsured Population:¬†843,600 (16%)
  • Typical Cost of Inpatient Hospital Visit Per Day: $1,788
  • Average Cost of Individual Premiums: $211

Information provided by Kaiser Family Foundation, 2010.

Choosing a Plan in South Carolina

East Coast Health Insurance makes it easy for you to get a quote, start by entering your zip code above, or for any other questions or help you can speak with one of our licensed South Carolina experts at 888-803-5917.

 

South Carolina Health Insurance Market & Laws

As with most states, South Carolina health insurance gives you the legal ability to renew your existing plan when it ends with the guaranteed renewability provision. It is also illegal for health insurance companies to cancel your plan due to illness, though they can cancel it as a result of false information or lack of payment.

Individuals with a pre-existing condition will have to pay for their own treatment for the exclusion period designated by the insurance company in South Carolina. A pre existing-condition is considered an illness you received treatment for 12 months before enrolling in an insurance plan. Insurers set their own exclusion periods depending on the individual, which can be permanent in some cases.

Insurance companies

In South Carolina, insurance companies have the freedom to charge what they decide upon based on your health and age. They are also allowed the right to deny you coverage. As you grow older or if you acquire an illness, your premiums could increase because that decision is not federally regulated.

Coverage

In South Carolina, health insurance companies are legally required to provide coverage for the following services:

  • Maternity care
  • Contraceptives
  • Breast, cervical, and prostate cancer screenings

For more information on health insurance regulations in South Carolina, visit the South Carolina Department of Insurance site.

 

Sources:

1.Kaiser Family Foundation, “South Carolina – State Health Facts”. www.statehealthfacts.org

2. Health Insurance In-Depth, “South Carolina Health Insurance”. http://www.healthinsuranceindepth.com/health-insurance-South Carolina.html