About Health Insurance in Utah
Utah residents can feel confident that East Coast Health Insurance will provide them with the best insurance companies and a simple way to get a quote. We can connect you to the best Utah health insurers such as Humana, Altius, and American Medical Security PacifiCare by UnitedHealth Care.
- Total Population: 2,804,800
- Total Uninsured Population: 390,100 (16%)
- Typical Cost of Inpatient Hospital Visit Per Day: $2,233
- Average State Premium for Individual Health Insurance: $173
Information provided by Kaiser Family Foundation, 2010.
Choosing a Plan in Utah
East Coast Health Insurance simplifies the process of getting a quote. Start by entering your zip code above, or for extra assistance you can speak with one of our Utah experts to find the best rates for you over the phone at 888-803-5917.
Utah Health Insurance Market & Laws
Utah does not have very many health insurance laws, though the ones in place are important to be aware of. They follow the guaranteed renewability provision, so any policy-holder who meets their premiums and has no violations is able to renew the same plan.
Pre-existing condition laws are moderate in Utah, with a maximum exclusion period of 12 months. After one year, the insurer pays for the medical treatment of the illness. The state of Utah considers a pre-existing condition an illness diagnosed or treated in the 6 months before enrolling in the policy.
Also, treatment of a pre-existing condition during the exclusion period can be paid for using credit from your previous coverage. When changing insurance companies, be sure to acknowledge your standing with the your previous insurance company. If you had no breaks in coverage and were able to meet payments, this should qualify as credit toward your pre-existing condition under the new plan.
Medical insurance companies in Utah are required to continue your benefits, and it is illegal for them to terminate your plan on the basis of acquiring an illness.
Your health status does determine the amount you will pay for medical insurance in Utah. Insurance companies have no limit in what they can charge, and they can choose the services they decide to cover and not to cover. They also have the ability to deny you coverage based on your health and age.
For more detailed information, please visit the Utah Insurance Department Consumer Services site.
1.Kaiser Family Foundation, “Utah – State Health Facts”. www.statehealthfacts.org
2. Health Insurance In-Depth, “Utah Health Insurance”. http://www.healthinsuranceindepth.com/health-insurance-Utah.html