Height and Weight: BMI


This information pre-dates the Affordable Care Act. Underwriters can no longer decline or rate up an applicant for their BMI. However, feel free to reference this article as a valuable comparison between current and former insurance rules.

In order to qualify for health insurance, an applicant must fall within a healthy weight for their height. This is called a Body Mass Index (BMI). All height and weight must be confirmed to go through with the evaluation process. Below is a list of acceptable BMI ranges to be eligible for insurance, without being considered an individual with a pre-existing condition:

Male
Ft. In. Weight
5′ 0″ :  80-185
5′ 1″ :  83-190
5′ 2″ :  87-195
5′ 3″ :  90-200
5′ 4″ :  94-205
5′ 5″ :  99-210
5′ 6″ :  103-215
5′ 7″ :  107-220
5′ 8″ :  111-225
5′ 9″ :  115-230
5’10” : 118-235
5’11” : 123-240
6′ 0″ :  126-245
6′ 1″ :  130-250
6′ 2″ :  134-255
6′ 3″ :  138-260
6′ 4″ :  142-265
6′ 5″ :  146-270
6′ 6″ :  150-275
6′ 7″ :  154-280
6′ 8″ :  158-285
_______________
Female
Ft. In. Weight
4′ 8″ :    65-160
4′ 9″ :    68-165
4′ 10″ :  72-170
4′ 11″ :   75-175
5′ 0″ :    80-185
5′ 1″ :     83-190
5′ 2″ :     87-195
5′ 3″ :    90-200
5′ 4″ :    94-205
5′ 5″ :    98-210
5′ 6″ :    103-215
5′ 7″ :    107-220
5′ 8″ :    111-225
5′ 9″ :    115-230
5′ 10″ : 118-235
5′ 11″ : 123-240
6′ 0″ :   126-245
6′ 1″ :   130-250
6′ 2″ :   134-255

 

Below is a chart of Body Mass Index numbers that fall in the criteria for health insurance eligibility: